813 Quarrier Street, Charleston, WV 25301
Phone: (304) 414-0222
Email: mike@weprotectpeople.com

Insurance Claim Denials – Olivio Law Firm PLLC, Charleston, WV

Unfair Insurance Practices in WV Can be Complex

Have you suffered an injury or damage to your property only to have the insurance company deny coverage or benefits? Have you paid your monthly payments to the insurance company only to be told that your claim isn’t covered by the policy? You may be the victim of unfair insurance practices or what is commonly referred to as “insurance bad faith.”


Olivio Law Firm attorneys represent clients throughout West Virginia, focusing on the following insurance law areas:

Analysis and interpretation of insurance policies

Claim management consulting

Construction claims

First party claims

Insurnace coverage defense

Insurance liability

Insurance litigation and appeals

Motor vehicle claims

Third-party claims

If your issue concerns life, property, casualty, motor vehicle, or disability insurance, Olivio Law Firm PLLC has the knowledge and skills to help you overcome your problems. With more than 20 years of experience trying insurance cases in state and federal court, we know the arguments that juries want to hear and the strategies that produce results. Our attorneys maintain a working knowledge of both state and federal courts, and the fifty-five (55) counties that make up the state courts in West Virginia, as well as the types of jurors to expect in different areas of the state.

Insurance law and insurance regulations may feel like a complex web of ever-changing standards requiring insurance companies to play by the rules. If you have been denied coverage or benefits, it is important that you consult with an attorney who understands insurance law and insurance regulations. Call on Olivio Law Firm, PLLC, if you are denied benefits, a claim is denied, or you discover unfair insurance practices.

Policy Exclusions and Limitations: How Do You Know?

Insurance policies make promises and then often contain exclusions that attempt to limit or deny coverage for specific circumstances. The insurance company isn’t always correct in their denial of your claim and your rights may not be protected. Your insurance company may be guilty of acting in bad faith if it has a general business practice of engaging in the following activities:

Canceling, or threatening to cancel, your insurance policy unless you accept the compan’y low-ball settlement offer,

Failing to promptly conduct a reasonable investigation into your claim

Failing to provide an appropriate reason for unnecessary delay of your claim, and

Failing to respond to your phone calls, emails or letters

Forcing you to hire a lawyer in order to receive the insurance benefits you are entitled to

Misrepresenting the terms of your insurance policy and the insurance coverage available to you

Refusing to provide you with a valid reason for denying your claim

Repeatedly asking for information that is irrelevant to your claim,

Unreasonable delay in payment

The attorneys at the Olivio Law Firm, PLLC have the experience of working for the insurance companies for over a decade. We now use that experience to handle claims for you, the consumer, against the insurance companies. We will listen to your claim, analyze the relevant insurance policy and give you our evaluation of whether the insurance company has treated you in a fair and reasonable way.

Contact us today for a free consultation: (304) 414-0222
Olivio Law Firm, PLLC. People driven. West Virginia Proud.